Financial management guides for multiple accounts
Three guides explain manual methods that can be applied with a ledger, spreadsheet or any application. They are not instructions for using TiHoMo; the application is not publicly available.
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Managing income and expenses across multiple accounts: consolidate records and avoid double-counting
Consolidate income and expenses across accounts, wallets and cards in one ledger, distinguish internal transfers, and review totals to avoid double-counting.
Read the guide -
Statement reconciliation: review missing, duplicate and mismatched entries
Reconcile bank statements with your ledger: review balances, identify missing, duplicate or mismatched entries, and investigate unrecognized transactions.
Read the guide -
Recurring payments and budgeting: identify obligations, calculate monthly equivalents and plan spending
Identify recurring payments, calculate monthly equivalents, prepare for quarterly or annual bills, and allocate your remaining budget.
Read the guide
Review TiHoMo’s development directions — proposed capabilities, not operational features.